New Mortgage Stress Test Explainer Video

Katherine Martin • December 14, 2016

As you may well know, the Canadian government has recently made some changes to how Canadians qualify for insured mortgages. They have instituted what is being called a “stress test” for your mortgage. Here is a good explainer video that does an excellent job of summarizing these changes, and how they impact you directly if you are looking to qualify for a mortgage.

 

If you have any questions about the new qualifications, the stress test, or how it impacts you, please don’t hesitate to contact me anytime. 

Katherine Martin


Origin Mortgages

Phone: 1-604-454-0843
Email: 
kmartin@planmymortgage.ca
Fax: 1-604-454-0842


RECENT POSTS

By Katherine Martin March 18, 2026
The Bank of Canada announced today that it is holding its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. For anyone watching the mortgage market — whether you're renewing, purchasing, or simply keeping an eye on borrowing costs — here's a breakdown of what was announced and what it may mean for you.
By Katherine Martin March 17, 2026
For many Canadians, the dream of homeownership has felt like a moving target. After years of market volatility, shifting interest rates, and economic uncertainty, you might be wondering: is 2026 finally the year to make a move?